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→ Full checklist with AI prompts here
Health and workplace benefits
Use these before December 31:
- Health spending account — balance left?
- Dental — used this year?
- Vision — exam or glasses unused?
- Paramedical — sessions remaining?
- EAP — counselling or services available?
- Wellness — gym or benefits unused?
Savings and investments
- RRSP — know your room?
- TFSA — using available room?
- 401(k) — maximizing contributions and employer match?
- Pension — full employer match confirmed?
Tax planning
Act before December 31:
- Charitable donations
- Medical receipts gathered
- Childcare receipts ready
- Home office records in order
Insurance
- Home insurance — still accurate?
- Life or disability — needs changed this year?
- Renewals coming up?
Subscriptions
- Unused recurring charges to cancel?
- Memberships worth renewing?
- App subscriptions still active?
Easy to forget
- Beneficiaries up to date?
- Address updated everywhere?
- Important documents organised?
If even one item on this list applies to you, it’s worth checking today.
What to read next
→ Full checklist with AI prompts
→ How to Make the Most of Your Health Benefits
→ How to Use AI Before a Banking or Financial Appointment
→ Or visit the Decision Hub for all decision-prep guides in one place